Mortgage Calculator

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Did You Know?

Adjustable Rate vs Fixed Rate

Adjustable Rate Mortgage (ARM) loans are typically available at a lower rate than fixed rate loans because the rate will be adjusted at predetermined intervals over the life of the loan.

An ARM may be a good choice if you do not intend to be in a home for several years or if you believe rates will not be rising soon or if you anticipate a significant financial event in the relative short term. We can assist you in determining if an ARM loan is best for your circumstances.

Buying a Home

Planning to buy a home?

Our expert staff will be with you every step of the way, from pre-approval to closing on your home.

To get started let us help you understand the steps involved in the home buying process:

Pre-Approval

The Pre-Approval is your first step in the home buying process. Being pre-approved gives you peace of mind, an advantage when negotiating the price on your home, and also expedites the process from purchase agreement to closing. And, the only cost of pre-approval is a little time and commitment.

Pre-Purchase Counseling

Pre-Purchase counseling is always an option and can be very well worth your time, especially if you are a first-time buyer. Some first-time buyer programs require counseling and we will assist you. We want you to fully understand the home buying process and become a successful homeowner.

Begin your home search

With a pre-approval in hand, it is time to begin your home search. You want to be represented by a Realtor® and there’s typically no cost to you as a buyer. A buyer’s agent is typically compensated by the seller as a part of the closing. Contact your Realtor® or ask us to recommend one to assist you.

Once you have found your Dream Home

Be sure your pre-approval letter is presented with your offer and negotiate a purchase agreement.
Provide us a copy of your purchase agreement and we will proceed through the process to closing.

Close your Loan

American Mortgage will get your loan closed on time and keep you informed during the process.

Move in

Congratulations! You move into your new home, but our relationship does not end there. We are here to assist you with any future purchases or refinancing when the time is right.

Types of Mortgages

With American Mortgage, we work with you to identify the best loan for your personal circumstances. Our experienced advisers will assist you by listening to you and learning about your current and future plans and helping you to select the loan that is best for you. Current mortgage options include:

Working With a Team Member?

Already in contact with one of our Mortgage Loan Originators? Click here and enter a portion of their name in the search box, to go directly to their information or to complete an online application. If you have not been in contact with someone, please complete the form below, and we will have a licensed Mortgage Loan Orginator contact you.

Already working with a team member, please do not complete the form below.

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