Did You Know?

Conventional vs. Government (FHA, VA, RHS)

There are many types of home loans. In the United States, two very broad types are “conventional” and “government.” Conventional loans are most closely associated with Fannie Mae and Freddie Mac, two government-sponsored agencies. The Federal Housing Administration (FHA) and Veteran’s Administration (VA) provide a loan guarantee program in lieu of private mortgage insurance so qualified borrowers can get a mortgage loan with a low down payment. Borrowers should know that these agencies don’t lend money, but they “guarantee” the loan so the lender doesn't take on a financial risk by extending you credit.

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Mortgage Bankers Association

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Corporate Headquarters

American Mortgage Service Company
11503 Springfield Pike
Cincinnati, OH 45246

Local: (513) 421-9600
Toll-free: 1-888-421-9600

*Note: Click here to view our  other locations

Hours of operation:
Monday - Friday
8:30AM - 5:00PM EST
After Hours by Appointment

Saturday & Sunday
By Appointment

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